The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| All Eyes on CPI | ||
| 7/14/2025 2:27 PM | ||
| All Eyes on CPI Bonds have sold off a bit so far in July, but haven"t lost much more ground versus last Tuesday as of this afternoon. In other words, trading levels have been coiling for nearly a week as we"ve traversed a data-free calendar in anticipation of a very important CPI (Consumer Price Index...Read More | ||
| Mortgage Rates Just a Hair Higher Ahead of Important Inflation Report | ||
| 7/14/2025 1:59 PM | ||
| Today"s movement in mortgage rates, in and of itself, is barely worth mentioning. The average lender remains close enough to Friday"s levels but is technically just a hair higher. That fact is offset by the counterpoint that most of the past two months saw higher rates. The future is far more interesting than the present--specifically,...Read More | ||
| HELOC, Servicing, AI Fee Research Tools; Webinars and Training; Anti-Poaching Interview | ||
| 7/14/2025 10:50 AM | ||
| In news for fans of the wholesale lending channel (more below), heading into the baseball All Star Break the Philadelphia Phillies, owned in part by Freedom Mortgage’s Stan Middleman, are leading the NL East. UWM Holdings Corp CEO Mat Ishbia and SFS Holding Corp sold a combined total of 1,200,108 shares of UWM Class A Common Stock in three separate...Read More | ||
| Empty Calendar and a Sideways Start | ||
| 7/14/2025 9:33 AM | ||
| Monday is proving to be a good candidate for a bonus summertime weekend day so far. Volumes and volatility were low overnight and trading levels are inconsequentially weaker after. There was a small amount of selling in Treasuries at 7am, but a recovery after the 9:30am NYSE open. We"re now right in line with most of the overnight sessio...Read More | ||
| Bonds Bracing For CPI Impact | ||
| 7/11/2025 4:09 PM | ||
| Bonds Bracing For CPI Impact Stocks sold off quickly in the overnight session in response to the announcement of 35% tariffs on Canada. Bonds view such news as a double edged sword, but also drifted into weaker and weaker territory as the day progressed. Given that yields remained inside the week"s ra...Read More | ||
| Highest Mortgage Rates of The Week, Just Barely | ||
| 7/11/2025 12:45 PM | ||
| Yesterday, we characterized the prevailing mortgage rate momentum as "broadly sideways," and while that"s still very true in the bigger picture, words like "up" and "higher" might need to be sprinkled in this week. For those with a glass-half-empty approach, today"s rates are the highest of the week and the highest since June 24th. For the o...Read More | ||
| AI Retention, Jumbo AUS, Bridge, HELOC Products; Wholesale and Investor News | ||
| 7/11/2025 10:40 AM | ||
| Don’t forget to snag your free Slurpee today at participating 7-Elevens! Speaking of edible things, I like my Frosted Flakes, Froot Loops, and Raisin Bran. M&A is not confined to lenders: Imagine my surprise when I learned that Michigan"s WK Kellogg Co. is set to be acquired by the Italian candymaker behind Ferrero Rocher in a nearly $3 billion...Read More | ||
| Overnight Selling But Still in The Range | ||
| 7/11/2025 9:31 AM | ||
| In terms of news that seems like it should be important, the biggest overnight development was the announcement of a 35% tariff on Canadian imports starting August 1st (up from the previously-slated 25%). Exemptions for USMCA goods and energy/fertilizer are probable, but TBD. And of course, it"s also possible the deal will change again before Augus...Read More | ||
| Fed Speakers and Auction Help Bonds Hold Steady | ||
| 7/10/2025 4:07 PM | ||
| Fed Speakers and Auction Help Bonds Hold Steady Bonds technically lost a small amount of ground today, but it"s just as fair to say that they"re holding steady on the week. In fact, closing yields today were right in line with last Thursday"s closing levels. This might not have been the case if ...Read More | ||
| Mortgage Rates Broadly Sideways | ||
| 7/10/2025 3:49 PM | ||
| Most of this week"s mortgage rate movement has been an aftershock following last week"s jobs report. That data sent rates quickly higher and that momentum has gradually faded over the past few days. In fact, yesterday finally saw an improvement. Now today, things are minimally changed, depending on the lender. Most lenders issued at least on...Read More | ||