profile picture

English Spanish

The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
   
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
 
Mortgage Rates Still Near 2 Month Lows
11/28/2022 3:31 PM
Excitement, volatility, non-stop action... concepts that have absolutely nothing to do with mortgage rate movement over the course of the past two weeks.  In fact, since rates plummeted in response to the November 10th CPI data, they"ve been as flat as we"ve seen in 2022. This is the goal for financial markets and mortgage rates as they trave...Read More
 
Reinforcing The Range as Trading Slowly Resumes
11/28/2022 11:20 AM
Bonds were effectively closed for a 4-day weekend starting with Thanksgiving last Thursday.  True, Friday was technically open for half a day, but volume and participation were so light as to make any of the movement questionable.  This is typical of any Friday after Thanksgiving. The following Monday (or "today" in today"s case) tends ...Read More
 
U/W, Cyber, ECOA Automation, Reverse Products; Credit Cost Hike; FHA, VA, USDA News
11/28/2022 8:29 AM
Why does opening every ironing board sound like you’re dipping a witch in scalding oil? Cutting costs can sound like that as well, and while we await the 2023 conforming loan limits tomorrow, and the industry grapples with massive credit reporting cost hikes, lenders are not the only ones taking a close look at expenses these days. Owners of vendor...Read More
 
Credit Reporting"s "Massive" Cost Increase; Non-Agency/Non-QM News; Current Management Concerns
11/25/2022 10:57 AM
Putting out this daily commentary is like being in the army: I usually do more by 6AM than many people do during much of the day. The commentary is a little early this morning since I received an email on Thanksgiving from IsabelleDuvall@opale-voyages.fr that my U.S. Government social security account password had expired and for me to send her my ...Read More
 
Unofficial 4-Day Weekend
11/25/2022 8:11 AM
MBS live will be operating in "holiday light" mode today.   The weekly newsletter is on holiday but will be back next week. Commentary and alerts will only be written in the event of extra large bond market movement.  How would that be defined?  It"s fairly simple in this case: unless yields are breaking out side of this week"s ...Read More
 
Rates End Week Little-Changed at Multi-Week Lows
11/23/2022 2:42 PM
Bond markets will be closed for Thanksgiving tomorrow.  That means mortgage lenders won"t be publishing new rates.  While markets are technically open for a half day on Friday, it"s just as well to consider it part of a 4-day weekend.  Many mortgage lenders simply offer the same rates seen on Wednesday because market conditions are s...Read More
 
Rates Recover Nicely After Fed Minutes
11/23/2022 2:26 PM
Rates Recover Nicely After Fed Minutes Today was the only day of the holiday-shortened week with any meaningful economic data on the calendar.  It"s debatable whether we should pay much attention to the intraday volatility considering the narrowness of the range and the impending holiday weekend. ...Read More
 
Early Economic Warning Signs in The Data?
11/23/2022 10:04 AM
We"d be the first to advocate taking Thanksgiving week trading momentum with a grain of salt, so this morning"s discussion is less about drawing connections to market movement and more about the general message in some of the econ data.  In this case, it just happens to advocate for the stronger trading levels.  One of the best indicators...Read More
 
Due Diligence, Compliance, Automation, Broker Communication Tools; Conforming Conventional Changes
11/23/2022 8:30 AM
Let me save you a web search tomorrow: 1-800-butterball. A web search turned up a misconception: It appears that robber Willie Horton, when he was asked why he robbed banks, never said, "That"s where the money is." But banks are where the money is, and it is certainly catchy. You don’t think someone is making money off your money sitting in that ba...Read More
 
Rates, Mortgage App Volume Improve Heading into Holiday Season
11/23/2022 7:21 AM
Mortgage application volume increased for the second consecutive week as interest rates continued to decline. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, was 2.2 percent higher during the week ending November 18 than the prior week on a seasonally adjusted basis and up 10 percent before adjustme...Read More