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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
No Major Data, No Major Movement
6/24/2024 2:36 PM
No Major Data, No Major Movement It was a snoozer of a day for bonds with yields and MBS prices holding well inside last Friday"s ranges for the entirety.  An "inside day" isn"t much of a surprise when the calendar is completely empty in terms of major economic data.  In fact, it was devoid of all...Read More
Mortgage Rates Remain Exceptionally Flat for 4th Straight Day
6/24/2024 2:26 PM
Most mortgage lenders offer mortgage rates in increments of 0.125% (i.e. 6.875, 7.0, 7.125, 7.25, etc.).  As such, a particularly notable day of mortgage rate movement is one in which we see close to a 0.125% change.  After all, that"s what it would take for the average borrower to see a significant change in the prevailing rate quote. T...Read More
Loan Trading, Bank Lending, Bank Statement, HELOC, ROV Products; Disaster and Catastrophe News
6/24/2024 10:41 AM
“I saved a bunch of money on my car insurance by… switching to reverse and leaving the scene.” The word on the street is that Guaranteed Rate is changing its name to “Rate,” but of greater concern to lenders is insurance. Homeowner’s insurance costs are no joke, nor are insurance companies stopping business entirely in states and counties. If you h...Read More
Slow, Sideways Start
6/24/2024 9:18 AM
With last Friday"s range in 10yr yields of roughly 4.22 to 4.27, there was narrow window for today being an "inside day" (i.e. when the previous sessions highs were higher and lows were lower).  And with Friday afternoon"s range being 4.25-4.27, there was an even narrower window to be able to refer to today as "sideways." Bonds were clearing b...Read More
Ultimately an Uneventful Week Despite Micro-Volatility
6/21/2024 3:41 PM
Ultimately an Uneventful Week Despite Micro-Volatility This morning featured an overnight rally driven by weakness in European PMI data and a logical sell-off following much stronger PMI data in the U.S.  Specifically, S&P Global"s Services PMI rose to the highest level in more than 2 years.  ...Read More
June Shaping Up Nicely, But Bigger Tests Are Yet to Come
6/21/2024 3:37 PM
After a rocky start to the year, things began to improve for rates and the inflation outlook in May. June took the improvement to the next level, but this week didn"t affect the bigger picture. Ahead of Wednesday"s market closure for Juneteenth, the most relevant economic report was Retail Sales on Tuesday morning.  It came in slightly below ...Read More
AI Product; Capital Markets; Wholesale and Correspondent News; Appraisals are Junk Fees?
6/21/2024 10:27 AM
Don Henley’s “Boys of Summer” was a hit 40 years ago. (Yes, 40 years.) There are plenty of beaches in Hawai’i, but here in Honolulu at the MBAH conference, it’s all business. MBA Chair Mark Jones reminded the audience that President Biden “declared war” on what he called “junk fees.” Sure enough, soon after the State of the Union Address, the CFPB ...Read More
Logical Reaction to Much Stronger Services PMI
6/21/2024 9:56 AM
S&P Global (formerly Markit) PMIs are the standard PMI around the world, but have long been second fiddle to ISM PMIs in the U.S.  That"s certainly still the case, but in this era of ever-increasing data dependence, we"ve seen a drastic change in the market"s willingness to trade the preliminary S&P PMI releases, which are among the ea...Read More
Counterintuitive Weakness Early, But Inconsequential in Bigger Picture
6/20/2024 2:26 PM
Counterintuitive Weakness Early, But Inconsequential in Bigger Picture The past two trading days each had their own version of counterintuitive movement.  Today"s installment featured bond yields rising after a batch of mostly weaker economic data.  The only way to justify it using the data itself...Read More
Mortgage Rates Unchanged Versus Tuesday"s Levels
6/20/2024 2:12 PM
The bond market was closed on Wednesday for the Juneteenth holiday.  As such, mortgage lenders were either closed or unable to update mortgage rates based on market movement.  Today"s rates are perfectly in line with Tuesday morning"s, on average, even though the bond market is slightly weaker.   Weakness in bonds refers t...Read More