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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
Mortgage App Volume Improves for Fourth Consecutive Week
3/29/2023 7:07 AM
Applications for both home purchases and refinancing rose for the fourth time during the week ended March 24. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of application volume, increased 2.9 percent on a seasonally adjusted basis and 3.0 percent unadjusted compared to the week ended March 17.   The Ref...Read More
Mortgage Rates Continue Drifting Higher
3/28/2023 4:09 PM
The week began with a noticeable uptick in mortgage rates relative to last week"s lows.  Today"s momentum continued in the same direction, but with less urgency.  The average lender moved up by 0.06% for a flawless conforming 30yr fixed scenario. Mortgage rates are driven by the constantly-changing prices of mortgage-backed securities (M...Read More
The Most Boring Trading Day in Weeks
3/28/2023 3:59 PM
The Most Boring Trading Day in Weeks Bond market volatility exploded on March 10th after the failure of Silicon Valley Bank.  There hasn"t really been a day since then that would qualify as "boring," but if we had to pick one, today stood out.  It had the narrowest trading range of any day in...Read More
Are Home Prices Already Done Falling?
3/28/2023 10:29 AM
Some people might like the idea of perpetual appreciation in the housing market, but others know that the industry was badly in need of a cool-down after values surged at an unprecedented pace post-pandemic.  While the interest rate spike of 2022 wasn"t entirely unprecedented, it was the fastest in decades and it left no doubt as to when home ...Read More
Despite Rocky Start This Week, Rates Remain Receptive to Risks
3/28/2023 9:20 AM
The week began with a somewhat sharp sell-off.  This followed the steady selling pressure in bonds seen last Friday (albeit after the lowest opening yields in more than 5 months).  With bank failures being the key reason for those low yields and a distinct absence of new bank failure in recent days, is it time to consider the en...Read More
Database Mgt., Pre-Funding and Post-Closing QC Tools; NMLS Change? Ag, Non-QM, DSCR, Reverse, Lock Program News
3/28/2023 9:17 AM
John F. Kennedy has been gone nearly 60 years, and Jackie Kennedy (Onassis) nearly 30, but the couple still resonates with people. The first home that they owned as a married couple is for sale in Washington DC. If you’re ever in a guessing game about the most expensive places to live in the United States, stick with the safe bets: New York and any...Read More
Mortgage Rates Moving Back Up From 6 Week Lows
3/27/2023 3:18 PM
Mortgage rates hit their lowest levels in just over 6 weeks on Friday as investors braced for bad news in the banking sector.  Such fears tend pull money out of the stock market and into bonds.  Excess bond demand means lower rates, all other things being equal. After a weekend without any new bank drama, investors were able to move back...Read More
Bonds Buyers Back Off as Banks Bounce
3/27/2023 2:53 PM
Bonds Buyers Back Off as Banks Bounce Bank health continues to dominate the news cycle with investors buying bonds when things look shaky and selling when days go by without new drama.  In addition to the ticking clock, reassuring headlines can also take a toll on bonds.  That happened o...Read More
Lead Source, Sales, Home Equity, Lien Release Products; FHA, VA, USDA, HUD News; Sterling and the DOJ
3/27/2023 9:36 AM
“Once you lick the frosting off of a cupcake, it becomes a muffin. And muffins are healthy. You’re welcome.” Adding another expense to a transaction is certainly not welcome, yet that’s exactly what was voted into effect by residents of Los Angeles County in November. When you sell a house, paying a 5-6 percent commission to the real estate agent i...Read More
Starting Out Weaker on SVB Acquisition and Absence of New Bank Failures
3/27/2023 8:26 AM
Bond yields began rising at 2am this morning when news broke regarding the acquisition of Silicon Valley Bank (SVB).  First Citizens bank will acquire nearly $130bn in deposits and loans.  In addition, there was no new drama in the European banking sector overnight.  Stocks and bonds are doing what they do when the bank contagion out...Read More