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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
A Bit of Meaningless Weakness. More Important Stuff On Deck
12/4/2023 2:29 PM
A Bit of Meaningless Weakness. More Important Stuff On Deck Bonds lost ground to start the new week, but not for any compelling reasons.  If we could even make a case for the weakness being caused by something, we"d be forced to rely on unsatisfying explanations like technical corrections or a leveling...Read More
Mortgage Rates Move Slightly Higher, But Still Effectively at 3-Month Lows
12/4/2023 2:29 PM
Apart from this past Friday, you"d have to go back to September 1st to see lower mortgage rates than today.  It probably makes the best sense to view last Friday as a slightly overdone rally as opposed to viewing today as some sort of ominous shift. More importantly, it probably doesn"t matter which way it"s viewed because the incoming econom...Read More
Sellers Cash in on "Too Much of a Good Thing"
12/4/2023 10:45 AM
Bond rallies = lower rates.  We like bond rallies.  But when rates fall too quickly or consistently, it can be too much of a good thing.  That"s a phenomenon we were already discussing in the first half of last week, but Friday"s rally took it to the next level with 10yr yields moving below 4.20%.  That"s an 80+ bp rally in just...Read More
TPO, Subservicing, Marketing, CRA Products; Training and Webinars; Podcast Interview with Dr. Elliot Eisenberg
12/4/2023 9:43 AM
“People would learn more from their mistakes if they weren’t so busy denying them.” Here’s a little trivia for the compliance folks in the coffee room: The CFPB handles 20,000 consumer complaints per week, and given that financing a home, and then servicing the loan, is the largest financial transaction most individuals go through, you gotta figure...Read More
Another Surprisingly Strong Day For Mortgage Rates
12/1/2023 4:05 PM
Just yesterday, we were nodding in agreement and acceptance of the fact that rates were better served by cooling off a bit (read: "rising") after improving at a pace that seemed too quick for the motivations earlier in the week.  In other words, it was a bit of a pickle to explain why Tuesday and Wednesday"s news and data were worth a surge to...Read More
Another Surprisingly Eager Bond Rally Suggests Caution and Opportunity
12/1/2023 4:04 PM
Another Surprisingly Eager Bond Rally Suggests Caution and Opportunity Two days ago, the focus of the analysis was on the potentially puzzling level of strength in the bond market (i.e. gains seemed a bit overdone relative to motivations). In fact, we welcomed yesterday"s bump in yields as something that ma...Read More
No Whammies From ISM and Powell
12/1/2023 11:28 AM
With it being the first trading day of a new month and a Friday, it"s hard to determine the extent to which traders planned to buy bonds today providing an absence of the proverbial whammies.  At the very least we can say not only were there no whammies in either of today"s two key events, but both were arguably slightly supportive. ...Read More
Wholesale, TPO, Verification, Appraisal Products; What are Lenders Doing About Rising Credit Costs?
12/1/2023 11:04 AM
Yesterday, a clown held the door open for me. It was such a nice jester. On the flip side, it’s not nice being taken advantage of and lenders are feeling Thunderstruck about, as this Commentary has mentioned several times, credit costs being jacked (more below). On the inflation theme and a little more mainstream, for me and plenty of people who re...Read More
Mortgage Rate Winning Streak Finally Ends, But Just Barely
11/30/2023 2:08 PM
If you count the Friday after Thanksgiving as a business day, mortgage rates had fallen for 6 straight days as of yesterday afternoon.  Moreover, they"d reached the lowest levels in 3 months and had put an impressive amount of distance between themselves and the highs seen just over a month ago. Ironically, yesterday"s analysis expressed some...Read More
Pending Sales Slide to 20-year Low
11/30/2023 11:26 AM
The National Association of Realtors® (NAR) said its Pending Home Sale Index (PHSI) established a record low in October. The Index, a forward-looking indicator of contracts signed to purchase single-family homes, townhomes, condominiums, and cooperative apartments, dropped 1.5 percent to 71.4 in October, the lowest number since the index was origi...Read More