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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
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Mortgage News Daily:
Housing is Normalizing, Not Dying; Nice Rate Rebound After Last Week"s Rout
6/24/2022 4:00 PM
In 2020 and 2021, housing boomed and rates plummeted at a pace that many considered to be unsustainable . 2022"s role is to take things back in the other direction.   In other words, things are " normalizing " after a period of frenzied movement.  The normalization process can seem scary in cases where the thing being normalized wa...Read More
Bonds Lost Ground, But It Was Still Sort of a Victory
6/24/2022 3:28 PM
Bonds Lost Ground, But It Was Still Sort of a Victory As the day began, bonds flirted with the idea of breaking into positive territory.  We"d hoped to see them merely hold steady--especially after the weaker consumer sentiment data, but it was not meant to be.  After a brief rally on the sentimen...Read More
New Home Sales Paint Completely Different Picture Versus Last Month
6/24/2022 11:56 AM
Last month"s New Home Sales data from the Census Bureau was a real downer.  It showed sharp declines in sales and a puzzlingly abrupt jump in inventory levels.  One thing we used to point out about this data series was its immense margins of error.  These could frequently result in major revisions that ended up painting completely di...Read More
Pre-Qual, Appraisal, Marketing, Accounting Tools; Rural Housing Process and Ginnie Mae News
6/24/2022 10:23 AM
Knocking on wood is an apotropaic (averting bad luck) tradition of literally touching, tapping, or knocking on wood, or merely stating that one is doing or intending to do so, in order to avoid "tempting fate" after making a favorable prediction or boast, or a declaration concerning one"s own death or another unfavorable situation. Many believe it ...Read More
Staying Flat Would be a Victory
6/24/2022 9:36 AM
Granted, the bond market lost some ground yesterday afternoon, but the more important takeaway was the day-over-day gains that  successfully confirmed Wednesday"s break below the 3.17% technical level in the 10yr.  It"s not that this is some magic line in the sand, but in this case, it showed a willingness to reject the anxiety that ...Read More
Black Knight"s First Look: Another Record Low For Delinquencies
6/24/2022 9:17 AM
Rates may be much higher in each of the past 3 months, but those with mortgages are making their payments with record-setting regularity.  The overall delinquency rate fell 0.05% to 2.75% in May--the third consecutive record low. Serious delinquencies (90 days or more past due, but not in foreclosure) are still 45% higher than pre-pandemic le...Read More
No, Rates Are Actually MUCH Lower This Week
6/23/2022 3:06 PM
Most of today"s mortgage rate headlines suggest that rates are higher this week.  Nothing could be farther from the truth.  Well, a few things could be, but the point is that rates are definitely quite a bit lower than they were last week.  They"re also lower than they were yesterday or the day before. In some cases, the size of the...Read More
Big Intraday Weakness Against Backdrop of Bigger Picture Strength
6/23/2022 2:53 PM
Big Intraday Weakness Against Backdrop of Bigger Picture Strength MBS lost more than 3/8ths of a point between 1030am and 330pm today and 10yr yields rose roughly 8bps during the same time.  But even after those losses, the day-over-day gains were roughly the same size (i.e. MBS 3/8ths stronger and 10y...Read More
Bond Bulls Running as PMI Data Confirms Rate Ceiling
6/23/2022 11:27 AM
A slew of PMI reports (Purchasing Manager Indices, which are essentially more granular, more timely, and only slightly more focused versions of GDP) sparked a massive rally in European bonds overnight.  That spilled over to US bonds but without extreme effect.  Things improved after domestic PMI data made similar suggestions (slower growt...Read More
Title, Lead Conversion, MSR, POS, QC Products; STRATMOR piece on Tech; Wholesalers and TPO Investors
6/23/2022 9:24 AM
Crypto and blockchain technologies have some valid applications but when it’s just for investment, there are tons of scams. (And what would we do for passwords if it weren’t for our pets?) Since the dawn of history people have been trying to take things of value from others. The industry is discussing the latest breach, especially as it seems, once...Read More