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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
Mortgage Rates Recover After Downbeat Data
6/8/2023 3:19 PM
Economic data is one of the most basic and reliable inputs for the bond market.  The bond market, in turn, dictates day to day interest rate movement.  In general, weaker economic data pushes rates lower and that was today in a nutshell. Weekly Jobless Claims came in at the highest levels since 2021 and the bond market reacted immediatel...Read More
Claims Data Completely Erases At Least One Day of Higher Rate Expectations
6/8/2023 3:17 PM
Claims Data Completely Erases At Least One Day of Higher Rate Expectations There have been been several days recently that have resulted in financial markets upping the odds for the Fed keeping rates higher for longer.  The most recent spike in those expectations followed yesterday"s BOC (Bank of Canad...Read More
Jobless Claims Stoke The Rally Fires For Bonds
6/8/2023 11:04 AM
If you like low rates, you are often unfortunately rooting for negative economic data.  You"re not a bad person.  Bonds are simply a hedge against economic weakness.  Much like watching sausage being made, you don"t have to like watching people file for unemployment in order to appreciate the impact it has on rates.  Case i...Read More
HELOC, Affordable Housing, Servicing, QC, MSR Valuation Products; New Appraiser Education Standards?
6/8/2023 10:09 AM
There’s a lot going on, and not only jawboning about a potential Fed rate increase next week. We have the smoke drifting down from Canada and slowing or stopping flights in the Northeast. The Wall Street Journal reports that China and Cuba have signed an agreement for a Chinese eavesdropping station in Cuba. For rate watchers, Trepp has come out wi...Read More
Mortgage Rates Highest in More Than a Week
6/7/2023 3:03 PM
Mortgage rates continue to operate in a fairly narrow range but we"ve been mostly moving in one direction inside that range so far this month.  Late last week, it was the strong job creation announced on Friday that pushed rates higher.  This week has been less volatile by comparison, but rates remained under pressure to move higher today...Read More
BOC Warns US Rate Market Against Complacency
6/7/2023 2:48 PM
BOC Warns US Rate Market Against Complacency US rate traders are pretty sure they have the Fed figured out after two separate Fed speakers used the word "skip" in speeches last week.  There"s a low chance of a rate hike next week, and a high chance that rates remain high through 2023.  Today"s BOC...Read More
Foreign Central Banks Planting Seeds of Doubt
6/7/2023 12:15 PM
Yesterday, it was the Royal Bank of Australia (RBA) with it"s first rate hike after "skipping" a few meetings.  Today it was the Bank of Canada (BOC).  Both were somewhat surprising to financial markets and both illustrate the potential for a similar playbook from the Fed.  Bonds have been selling off aggressively after the BOC annou...Read More
Referral and Marketing Tools; TPO Products; U/W, Doc Custodian Review; DSCR and 2nd Program News
6/7/2023 9:50 AM
Mortgage news temporarily aside, how about the government contemplating a law that would require cars to have AM radio?! AM radio goes farther than FM or cellular streaming services which is why, in out-of-the-way places, like in mountains, you can tune in to an AM station for traffic reports. If you think radio, or the mortgage process, is confusi...Read More
Mortgage Applications Fall for the Fourth Straight Week
6/7/2023 9:07 AM
The four-day business week accompanying the Memorial Day Holiday contributed to a further slowdown in mortgage applications. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of application volume, decreased 1.4 percent on a seasonally adjusted basis and dropped 12 percent on an unadjusted basis. The Refinance Inde...Read More
Rates Remain Fairly Flat Compared to Last Week
6/6/2023 2:42 PM
By Friday, there"s a distinct possibility that you"ll be tired of hearing different versions of the same story.  The plot: last Friday"s jobs report prevented rates from falling back into the mid-6% range, but wasn"t enough to propel rates well into the 7% range. Without much by way of highly consequential data on the calendar, it makes sense ...Read More