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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
   
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
 
Wild Ride For Rates After Stunning Jobs Report
2/3/2023 3:34 PM
Interest rates take cues from several places. Regularly scheduled economic data is always a consideration because a stronger economy implies more growth and tighter Fed policy, both of which are bad for rates. Certain reports carry significantly more weight than others.  If put to a vote, the perennial top dog would be The Employment Situatio...Read More
 
Perfect Storm Leaves Rate Range Perfectly Intact
2/3/2023 3:31 PM
Perfect Storm Leaves Rate Range Perfectly Intact Coming into the week, yields were near the top of a narrow range (3.4-3.56 give or take).  With both ISM reports, the jobs report, and policy announcements from the Fed/ECB/BOE, it was a distinct possibility that we"d see that range broken.  By...Read More
 
Big Double Whammy For Bonds, But With a Few Caveats
2/3/2023 11:34 AM
While we may not have a great explanation or even the capacity to believe it, nonfarm payrolls came in at 517,000 this morning versus a median forecast of 185,000.  The bond market has reacted about like you"d expect: with a large, immediate sell-off.  While that number does indeed seem very high (and it is--especially relative to the for...Read More
 
Enterprise Sales; Staffing, Compliance, Tools; Angel Oak Security; Events and Training; Surprise Jobs Number
2/3/2023 8:31 AM
Fun with numbers! 1: the number of Chinese surveillance balloons over Montana. (That we know of.) Did you know that the last day of 2023 is 123123? (You heard it here first!) While we’re on random numbers, Atlanta has almost 25 thousand surveillance cameras, grabbing the honors as the most heavily surveilled city in the U.S. with 50 CCTV cameras fo...Read More
 
Bonds Talked Into Modest Gains by Europe
2/2/2023 2:52 PM
Bonds Talked Into Modest Gains by Europe US bond traders didn"t necessarily come into work with the intention of adding to yesterday"s rally.  It was only after European bonds exploded into stronger territory that US yields grudgingly followed--very grudgingly.  In fact, as soon as European tradin...Read More
 
Mortgage Rates Back Under 6% For First Time in Months, But Just Barely
2/2/2023 2:52 PM
Mortgage rates responded favorably to yesterday"s press conference with Fed Chair Powell.  We discussed that move in detail in yesterday"s commentary: Fed Hikes Rates. Mortgage Rates Drop. Here"s How That Works. Now today, the average lender improved just a bit more as the Fed"s European counterpart released its latest policy announcement.&nb...Read More
 
Europe Driving Gains While US Bonds Resist
2/2/2023 10:21 AM
Today"s big story is the European bond market"s reaction to the European Central Bank (ECB) announcement.  The hike was as-expected, but the ECB also said the next rate hike is already locked in for March at which point it will reevaluate.  That reevaluation means a pivot toward smaller rate hikes followed by a pivot to no rate hikes.&nbs...Read More
 
Bidding, Credit Verification, DPA, Warehouse, Marketing, Disaster Alert, TPO Products
2/2/2023 8:54 AM
Happy Groundhog Day, where the rodent saw its shadow this morning, so plan on six more weeks of winter. There’s an old Yiddish proverb “We plan, God laughs.” Lots of people plan on owning a home, and will need financing. (Today’s podcast features an interview with homeowner Riley Howard about his decision why he refinanced his primary mortgage rate...Read More
 
Fed Hikes Rates. Mortgage Rates Drop. Here"s How That Works
2/1/2023 3:48 PM
For some, this will be old hat.  For others, there"s a mystifying dynamic that demands explanation.  The confusion stems from years of being conditioned to believe that when the Fed "hikes" or "cuts" rates that mortgage rates move accordingly.  That"s actually not exactly how it works. The Fed is currently in a rate hike cycle, so w...Read More
 
Markets Surprisingly Surprised by Unsurprising Powell Comments
2/1/2023 3:08 PM
Markets Surprisingly Surprised by Unsurprising Powell Comments We were pretty sure we knew what Powell would generally say in today"s press conference.  He turned out to be generally predictable.  After all, there are really only two things the Fed can think or say right now: A) still need to see ...Read More