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#!Title=[Licensed appraiser|Real Estate Appraisal|Real Estate Appraiser] in [<%City%>, <%FullState%>|<%County%> County, <%FullState%>] <%Phone%> #!Description=[<%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%City%> and <%County%> County|For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>|<%City%>, <%FullState%>'s[| Local] [Real Estate|Home|House] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]|<%CompanyName%>: [<%County%> County's|Your <%County%> County] [Home Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts|<%CompanyName%> knows [what [real estate is|homes are] worth|the values of [real estate|homes]] in <%City%> and <%County%> County] <%Phone%> #!Keywords=Real Estate Appraisal, Appraiser, <%City%>, <%FullState%>, <%County%>, Remove PMI, Estate Valuation, Divorce Appraisal, Partial Interest Valuation, Mortgage, Date of Death Valuation #!Filename=HomePage #!Opacity=[50|80|99] #!CloseTable=
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#!JobType1=[Mortgage professionals|Loan originators|A bank|A lender] [looking for|needing|requiring] an experienced <%County%> County appraiser
#!JobType2=[Removing [PMI (Private Mortgage Insurance)|Private Mortgage Insurance] by helping determine if you have 20[ percent|%] equity in your home|Lowering your [monthly |][house|mortgage] payment by removing PMI] #!JobType3=[Asset division for [situations like a divorce|divorce cases]|Divorce settlements when [the value|an accurate value estimate] of [[common|shared] real estate|the shared home] is [required|needed]] #!JobType4=[[Deciding on|Setting] [your|a] home's listing price whether you're a consumer wanting to do a FSBO or an agent [working with|assisting] a homeowner|[Choosing an appropriate|Picking the right|Deciding on a] listing price for your [home|property]|[Picking|Finding|Setting] a [profitable listing price that also reduces time on market|listing price that reduces time on market while maximizing profit]] #!JobType5=[Tax [Challenges|Assessments] ([lowering|reducing] [real estate|property] taxes)|Challenging [your|a] [home's|property's] assessed value] if you live in an area where [home |property | house |real estate |][prices|values] have [gone down|declined|depreciated|fallen off] #!JobType6=[[Reporting|Documenting|Assessing|Determining] [current|present] or past market value|Retrospective [appraisals|home valuations]|[Tax|Estate] planning [documentation|]] #!JobType7=[Getting a quick [estimate of value|home valuation] to help a [family member|loved one] make bail|Determining the value of [the family home|real estate] in order to secure bail] #!JobType8=[Review appraisals|Appraisal review]: [Reviewing the work of other appraisers|Getting a second opinion on a past appraisal] in or around <%City%>, <%FullState%> #!JobType9=[[Increasing your|Reinstating a|Unfreezing a [suspended|frozen|locked]] HELOC (Home Equity Line of Credit)] #!JobType10=[Bankruptcy cases where the [market |]value of [a home|a house|real estate][| in or around <%City%>, <%FullState%>] is [needed|required|in question|relevant]|Determining market value on [a home|property|real estate] [involved in|related to|that's part of] a bankruptcy] #!JobType11=[[Figuring out|Determining] the [market |]value of [home improvements you may have [completed|done] or are [pondering|deliberating|considering]|improvements you may have done or are [pondering|considering|deliberating] for your home[| in <%County%> County]]] #!JobType12=[Getting an accurate, yet affordable, floorplan sketch and appraiser-verified estimate of a home's [[gross |]living area|square footage]|Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!|Obtaining a high quality floorplan sketch to enhance a real estate listing and depict an accurate reflection of a home's size] #!JobType13=[[Valuations|Appraisals] for relocation coordinators|Employee relocation appraisals|Relocation coordinators that need a local <%County%> County appraisal expert] #!JobType14=[Expert witness testimony when a reliable local authority on <%FullState%> [property|home] values is [required|needed]|A [dependable|reliable] expert witness for court cases involving the value of [a home|real estate] in <%City%>]

[ <%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%County%> County| For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in the City of <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>| <%City%>, <%FullState%>'s[| Local] [Real Estate|Home|] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]| <%CompanyName%>: [<%County%> County's|Your <%County%> County] [Real Estate Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts| <%CompanyName%> knows real estate [valuation|appraisal] in <%City%> and <%County%> County]

[As licensed appraisers, we [possess|have] the [|comprehensive |extensive |][training|education|know-how] and [credentials|qualifications|competence] to [give you|produce|provide|generate] the [level|type] of [dependable|credible|reliable] [real estate|home|property] value opinions that banks and [national|major|top] lending institutions [need|require] for [mortgages|home loans]. With years of experience [under our belt|behind us|that only comes with [doing the job|time|appraising in <%City%> and <%County%> County]], we're [more than ready|prepared] to [tackle|handle|take on|help our clients with|accept assignments pertaining to] [practically any type of [real estate|property]|a variety of property types|anything from starter homes to the most luxurious new construction]. | [[No matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]|Whether it's [an older|a starter|a young couple's first] home or [the most modern|luxurious] new construction], our| It doesn't matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]. Our] [extensive field work|knowledge of local neighborhoods|experience|ongoing analysis of local real estate trends] and [formal training|education|hours of study] as licensed appraisers make us qualified to provide home valuations in <%County%> County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers. | For years, mortgage lenders and consumers[, as well as other real estate professionals|] have [depended on|relied on|called upon] [<%CompanyName%>|our expertise] to provide high-quality [valuations|appraisals|value estimates] on [all [sorts|types]|a wide [range|variety|assortment]] of [real estate|homes|property] in <%County%> County. By continuously [analyzing|keeping up with] local real estate trends in <%County%> County and [refreshing our knowledge regarding|staying current on] valuation techniques through accredited courses, we've been consistently able to [produce|deliver|generate] reliable home valuations for [people just like you|our clients]. ]

[<%CompanyName%> in <%City%> [is ready to|can] [provide|perform] [appraisals|valuations] for any of the following:| For any of the following valuation services in or around <%City%>, <%FullState%>, just call <%CompanyName%>:| When [an appraisal|the value] of real estate in or around [<%City%>, <%FullState%>|<%County%> County] is needed, [trust nothing less than|count on] a licensed appraiser from <%CompanyName%>[.| for an accurate [report|estimate] of market value.]| A licensed appraiser from <%CompanyName%> is [your best source|the most reliable source] of an unbiased opinion of value when your needs include: ]
    [ <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType13%> | <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%> | <%BulletStyle%><%JobType7%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType1%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType9%> | <%BulletStyle%><%JobType4%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType3%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType8%> | <%BulletStyle%><%JobType14%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType8%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType3%> ]
Mortgage News Daily:
 
Mortgage Rates Still Near 2 Month Lows
11/28/2022 3:31 PM
Excitement, volatility, non-stop action... concepts that have absolutely nothing to do with mortgage rate movement over the course of the past two weeks.  In fact, since rates plummeted in response to the November 10th CPI data, they"ve been as flat as we"ve seen in 2022. This is the goal for financial markets and mortgage rates as they trave...Read More
 
Reinforcing The Range as Trading Slowly Resumes
11/28/2022 11:20 AM
Bonds were effectively closed for a 4-day weekend starting with Thanksgiving last Thursday.  True, Friday was technically open for half a day, but volume and participation were so light as to make any of the movement questionable.  This is typical of any Friday after Thanksgiving. The following Monday (or "today" in today"s case) tends ...Read More
 
U/W, Cyber, ECOA Automation, Reverse Products; Credit Cost Hike; FHA, VA, USDA News
11/28/2022 8:29 AM
Why does opening every ironing board sound like you’re dipping a witch in scalding oil? Cutting costs can sound like that as well, and while we await the 2023 conforming loan limits tomorrow, and the industry grapples with massive credit reporting cost hikes, lenders are not the only ones taking a close look at expenses these days. Owners of vendor...Read More
 
Credit Reporting"s "Massive" Cost Increase; Non-Agency/Non-QM News; Current Management Concerns
11/25/2022 10:57 AM
Putting out this daily commentary is like being in the army: I usually do more by 6AM than many people do during much of the day. The commentary is a little early this morning since I received an email on Thanksgiving from IsabelleDuvall@opale-voyages.fr that my U.S. Government social security account password had expired and for me to send her my ...Read More
 
Unofficial 4-Day Weekend
11/25/2022 8:11 AM
MBS live will be operating in "holiday light" mode today.   The weekly newsletter is on holiday but will be back next week. Commentary and alerts will only be written in the event of extra large bond market movement.  How would that be defined?  It"s fairly simple in this case: unless yields are breaking out side of this week"s ...Read More
 
Rates End Week Little-Changed at Multi-Week Lows
11/23/2022 2:42 PM
Bond markets will be closed for Thanksgiving tomorrow.  That means mortgage lenders won"t be publishing new rates.  While markets are technically open for a half day on Friday, it"s just as well to consider it part of a 4-day weekend.  Many mortgage lenders simply offer the same rates seen on Wednesday because market conditions are s...Read More
 
Rates Recover Nicely After Fed Minutes
11/23/2022 2:26 PM
Rates Recover Nicely After Fed Minutes Today was the only day of the holiday-shortened week with any meaningful economic data on the calendar.  It"s debatable whether we should pay much attention to the intraday volatility considering the narrowness of the range and the impending holiday weekend. ...Read More
 
Early Economic Warning Signs in The Data?
11/23/2022 10:04 AM
We"d be the first to advocate taking Thanksgiving week trading momentum with a grain of salt, so this morning"s discussion is less about drawing connections to market movement and more about the general message in some of the econ data.  In this case, it just happens to advocate for the stronger trading levels.  One of the best indicators...Read More
 
Due Diligence, Compliance, Automation, Broker Communication Tools; Conforming Conventional Changes
11/23/2022 8:30 AM
Let me save you a web search tomorrow: 1-800-butterball. A web search turned up a misconception: It appears that robber Willie Horton, when he was asked why he robbed banks, never said, "That"s where the money is." But banks are where the money is, and it is certainly catchy. You don’t think someone is making money off your money sitting in that ba...Read More
 
Rates, Mortgage App Volume Improve Heading into Holiday Season
11/23/2022 7:21 AM
Mortgage application volume increased for the second consecutive week as interest rates continued to decline. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, was 2.2 percent higher during the week ending November 18 than the prior week on a seasonally adjusted basis and up 10 percent before adjustme...Read More