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#!Title=[Licensed appraiser|Real Estate Appraisal|Real Estate Appraiser] in [<%City%>, <%FullState%>|<%County%> County, <%FullState%>] <%Phone%> #!Description=[<%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%City%> and <%County%> County|For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>|<%City%>, <%FullState%>'s[| Local] [Real Estate|Home|House] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]|<%CompanyName%>: [<%County%> County's|Your <%County%> County] [Home Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts|<%CompanyName%> knows [what [real estate is|homes are] worth|the values of [real estate|homes]] in <%City%> and <%County%> County] <%Phone%> #!Keywords=Real Estate Appraisal, Appraiser, <%City%>, <%FullState%>, <%County%>, Remove PMI, Estate Valuation, Divorce Appraisal, Partial Interest Valuation, Mortgage, Date of Death Valuation #!Filename=HomePage #!Opacity=[50|80|99] #!CloseTable=
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#!JobType1=[Mortgage professionals|Loan originators|A bank|A lender] [looking for|needing|requiring] an experienced <%County%> County appraiser
#!JobType2=[Removing [PMI (Private Mortgage Insurance)|Private Mortgage Insurance] by helping determine if you have 20[ percent|%] equity in your home|Lowering your [monthly |][house|mortgage] payment by removing PMI] #!JobType3=[Asset division for [situations like a divorce|divorce cases]|Divorce settlements when [the value|an accurate value estimate] of [[common|shared] real estate|the shared home] is [required|needed]] #!JobType4=[[Deciding on|Setting] [your|a] home's listing price whether you're a consumer wanting to do a FSBO or an agent [working with|assisting] a homeowner|[Choosing an appropriate|Picking the right|Deciding on a] listing price for your [home|property]|[Picking|Finding|Setting] a [profitable listing price that also reduces time on market|listing price that reduces time on market while maximizing profit]] #!JobType5=[Tax [Challenges|Assessments] ([lowering|reducing] [real estate|property] taxes)|Challenging [your|a] [home's|property's] assessed value] if you live in an area where [home |property | house |real estate |][prices|values] have [gone down|declined|depreciated|fallen off] #!JobType6=[[Reporting|Documenting|Assessing|Determining] [current|present] or past market value|Retrospective [appraisals|home valuations]|[Tax|Estate] planning [documentation|]] #!JobType7=[Getting a quick [estimate of value|home valuation] to help a [family member|loved one] make bail|Determining the value of [the family home|real estate] in order to secure bail] #!JobType8=[Review appraisals|Appraisal review]: [Reviewing the work of other appraisers|Getting a second opinion on a past appraisal] in or around <%City%>, <%FullState%> #!JobType9=[[Increasing your|Reinstating a|Unfreezing a [suspended|frozen|locked]] HELOC (Home Equity Line of Credit)] #!JobType10=[Bankruptcy cases where the [market |]value of [a home|a house|real estate][| in or around <%City%>, <%FullState%>] is [needed|required|in question|relevant]|Determining market value on [a home|property|real estate] [involved in|related to|that's part of] a bankruptcy] #!JobType11=[[Figuring out|Determining] the [market |]value of [home improvements you may have [completed|done] or are [pondering|deliberating|considering]|improvements you may have done or are [pondering|considering|deliberating] for your home[| in <%County%> County]]] #!JobType12=[Getting an accurate, yet affordable, floorplan sketch and appraiser-verified estimate of a home's [[gross |]living area|square footage]|Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!|Obtaining a high quality floorplan sketch to enhance a real estate listing and depict an accurate reflection of a home's size] #!JobType13=[[Valuations|Appraisals] for relocation coordinators|Employee relocation appraisals|Relocation coordinators that need a local <%County%> County appraisal expert] #!JobType14=[Expert witness testimony when a reliable local authority on <%FullState%> [property|home] values is [required|needed]|A [dependable|reliable] expert witness for court cases involving the value of [a home|real estate] in <%City%>]

[ <%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%County%> County| For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in the City of <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>| <%City%>, <%FullState%>'s[| Local] [Real Estate|Home|] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]| <%CompanyName%>: [<%County%> County's|Your <%County%> County] [Real Estate Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts| <%CompanyName%> knows real estate [valuation|appraisal] in <%City%> and <%County%> County]

[As licensed appraisers, we [possess|have] the [|comprehensive |extensive |][training|education|know-how] and [credentials|qualifications|competence] to [give you|produce|provide|generate] the [level|type] of [dependable|credible|reliable] [real estate|home|property] value opinions that banks and [national|major|top] lending institutions [need|require] for [mortgages|home loans]. With years of experience [under our belt|behind us|that only comes with [doing the job|time|appraising in <%City%> and <%County%> County]], we're [more than ready|prepared] to [tackle|handle|take on|help our clients with|accept assignments pertaining to] [practically any type of [real estate|property]|a variety of property types|anything from starter homes to the most luxurious new construction]. | [[No matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]|Whether it's [an older|a starter|a young couple's first] home or [the most modern|luxurious] new construction], our| It doesn't matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]. Our] [extensive field work|knowledge of local neighborhoods|experience|ongoing analysis of local real estate trends] and [formal training|education|hours of study] as licensed appraisers make us qualified to provide home valuations in <%County%> County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers. | For years, mortgage lenders and consumers[, as well as other real estate professionals|] have [depended on|relied on|called upon] [<%CompanyName%>|our expertise] to provide high-quality [valuations|appraisals|value estimates] on [all [sorts|types]|a wide [range|variety|assortment]] of [real estate|homes|property] in <%County%> County. By continuously [analyzing|keeping up with] local real estate trends in <%County%> County and [refreshing our knowledge regarding|staying current on] valuation techniques through accredited courses, we've been consistently able to [produce|deliver|generate] reliable home valuations for [people just like you|our clients]. ]

[<%CompanyName%> in <%City%> [is ready to|can] [provide|perform] [appraisals|valuations] for any of the following:| For any of the following valuation services in or around <%City%>, <%FullState%>, just call <%CompanyName%>:| When [an appraisal|the value] of real estate in or around [<%City%>, <%FullState%>|<%County%> County] is needed, [trust nothing less than|count on] a licensed appraiser from <%CompanyName%>[.| for an accurate [report|estimate] of market value.]| A licensed appraiser from <%CompanyName%> is [your best source|the most reliable source] of an unbiased opinion of value when your needs include: ]
    [ <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType13%> | <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%> | <%BulletStyle%><%JobType7%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType1%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType9%> | <%BulletStyle%><%JobType4%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType3%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType8%> | <%BulletStyle%><%JobType14%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType8%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType3%> ]
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Mortgage News Daily:
 
Mortgage Market is Freaking People Out
3/31/2020 4:30 PM
Posted To: Mortgage Rate WatchThere are too many counter-intuitive and frustrating developments in the mortgage market to comprehend all at one time, let alone discuss. That"s not a cop-out as much as it is a favor I"m doing for you. If we tried to cover all of the nonsensical ground right here, this would beco...Read More
 
HAVE A QUESTION ABOUT FED MBS BUYING?
3/31/2020 1:27 PM
Posted To: MBS CommentaryCURRENT FED MBS BUYING SCHEDULE AND PURCHASE LOOKUP TOOL I'm changing up this Q&A to make it shorter, denser, and better. If it's too pithy for you, revisit the previous version of this commentary HERE and take time to internalize the bigger picture). Bullet points that...Read More
 
Solid Home Price Gains Continued into January Ahead of Coronavirus Pandemic
3/31/2020 9:58 AM
Posted To: MND NewsWireHome prices entered 2020 still on the uptick according to the S&P CoreLogic Case-Shiller indices. The U.S. National Home Price Index, which covers all nine U.S. census divisions, reported a 3.9 percent annual gain in January. The year-over-year increase in December was 3.7 percent. There was no...Read More
 
MBS Day Ahead: Let"s Talk About Porridge
3/31/2020 8:42 AM
Posted To: MBS CommentaryI don't know much about porridge. I'm not even sure I've ever eaten it. I do know one thing about it though: the temperature has to be "just right" from what I've heard. Markets--especially bond markets--are very much like Goldilocks when they're respo...Read More
 
Marketing, Cybersecurity, eClosing Products; Shifts in LTVs, Credit, Pricing, Appraisal Policies
3/31/2020 8:03 AM
Posted To: Pipeline PressRemember when all we had to worry about was Amazon taking over mortgage banking? The sun hits different here in March – see joke at bottom. (Thirty days hath September, April, June, and November. All the rest have thirty-one except March which has 8,000.) Unint...Read More
 
What"s Being Done to Prevent Forbearance From Crushing The Mortgage Industry?
3/30/2020 10:29 AM
Posted To: MND NewsWireAmong responses to the job losses and reduced income already emerging from the COVID-19 pandemic has been a moratorium on foreclosures and a requirement, coming from many quarters, that servicers offer mortgage borrowers an extended period of forbearance from their mortgage payments. This has raise...Read More
 
Pending Home Sales Are Robust Prior to Shutdown
3/30/2020 9:41 AM
Posted To: MND NewsWirePending home sales, which jumped 5.2 percent in January, did not retrench as expected last month. The National Association of Realtors® (NAR) said its Pending Home Sales Index (PHSI) grew 2.4 percent to a reading of 111.5 in February. The PHSI is a forward-looking indicator based on signed cont...Read More
 
LO Jobs; Broker Products; California MBA Weighs In; Deep Capital Markets Dive
3/30/2020 7:50 AM
Posted To: Pipeline PressAfter a long time in captivity with the same people, one may become, uh, less than enamored with their pals. “12 th day of self-isolation and it’s like Vegas in my house. We’re losing money by the minute, cocktails are acceptable at any hour, and no...Read More
 
The Fed Is Buying Fewer Mortgage Bonds This Week (Sort Of...)
3/29/2020 11:19 PM
Posted To: MBS CommentaryHere is this week's MBS buying calendar . It differs from last week's in that there is now only $40bln of purchases per day rather than $50bln. So does that mean MBS prices are doomed? Not even a little bit. In fact, the number is still so high as to defy logic. After all, ...Read More
 
MBS Day Ahead: Lender Pricing Will Continue to Defy MBS Logic in Some (Many?) Cases
3/27/2020 9:50 AM
Posted To: MBS CommentaryI devoted years of my life championing the cause of educating mortgage originators on the realities of MBS price movement. The most compelling call to action came during the meltdown where MBS told a story that wasn't being told by Treasuries. Everything changed after the Fed s...Read More