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#!Title=[Licensed appraiser|Real Estate Appraisal|Real Estate Appraiser] in [<%City%>, <%FullState%>|<%County%> County, <%FullState%>] <%Phone%> #!Description=[<%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%City%> and <%County%> County|For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>|<%City%>, <%FullState%>'s[| Local] [Real Estate|Home|House] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]|<%CompanyName%>: [<%County%> County's|Your <%County%> County] [Home Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts|<%CompanyName%> knows [what [real estate is|homes are] worth|the values of [real estate|homes]] in <%City%> and <%County%> County] <%Phone%> #!Keywords=Real Estate Appraisal, Appraiser, <%City%>, <%FullState%>, <%County%>, Remove PMI, Estate Valuation, Divorce Appraisal, Partial Interest Valuation, Mortgage, Date of Death Valuation #!Filename=HomePage #!Opacity=[50|80|99] #!CloseTable=
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#!JobType1=[Mortgage professionals|Loan originators|A bank|A lender] [looking for|needing|requiring] an experienced <%County%> County appraiser
#!JobType2=[Removing [PMI (Private Mortgage Insurance)|Private Mortgage Insurance] by helping determine if you have 20[ percent|%] equity in your home|Lowering your [monthly |][house|mortgage] payment by removing PMI] #!JobType3=[Asset division for [situations like a divorce|divorce cases]|Divorce settlements when [the value|an accurate value estimate] of [[common|shared] real estate|the shared home] is [required|needed]] #!JobType4=[[Deciding on|Setting] [your|a] home's listing price whether you're a consumer wanting to do a FSBO or an agent [working with|assisting] a homeowner|[Choosing an appropriate|Picking the right|Deciding on a] listing price for your [home|property]|[Picking|Finding|Setting] a [profitable listing price that also reduces time on market|listing price that reduces time on market while maximizing profit]] #!JobType5=[Tax [Challenges|Assessments] ([lowering|reducing] [real estate|property] taxes)|Challenging [your|a] [home's|property's] assessed value] if you live in an area where [home |property | house |real estate |][prices|values] have [gone down|declined|depreciated|fallen off] #!JobType6=[[Reporting|Documenting|Assessing|Determining] [current|present] or past market value|Retrospective [appraisals|home valuations]|[Tax|Estate] planning [documentation|]] #!JobType7=[Getting a quick [estimate of value|home valuation] to help a [family member|loved one] make bail|Determining the value of [the family home|real estate] in order to secure bail] #!JobType8=[Review appraisals|Appraisal review]: [Reviewing the work of other appraisers|Getting a second opinion on a past appraisal] in or around <%City%>, <%FullState%> #!JobType9=[[Increasing your|Reinstating a|Unfreezing a [suspended|frozen|locked]] HELOC (Home Equity Line of Credit)] #!JobType10=[Bankruptcy cases where the [market |]value of [a home|a house|real estate][| in or around <%City%>, <%FullState%>] is [needed|required|in question|relevant]|Determining market value on [a home|property|real estate] [involved in|related to|that's part of] a bankruptcy] #!JobType11=[[Figuring out|Determining] the [market |]value of [home improvements you may have [completed|done] or are [pondering|deliberating|considering]|improvements you may have done or are [pondering|considering|deliberating] for your home[| in <%County%> County]]] #!JobType12=[Getting an accurate, yet affordable, floorplan sketch and appraiser-verified estimate of a home's [[gross |]living area|square footage]|Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!|Obtaining a high quality floorplan sketch to enhance a real estate listing and depict an accurate reflection of a home's size] #!JobType13=[[Valuations|Appraisals] for relocation coordinators|Employee relocation appraisals|Relocation coordinators that need a local <%County%> County appraisal expert] #!JobType14=[Expert witness testimony when a reliable local authority on <%FullState%> [property|home] values is [required|needed]|A [dependable|reliable] expert witness for court cases involving the value of [a home|real estate] in <%City%>]

[ <%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%County%> County| For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in the City of <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>| <%City%>, <%FullState%>'s[| Local] [Real Estate|Home|] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]| <%CompanyName%>: [<%County%> County's|Your <%County%> County] [Real Estate Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts| <%CompanyName%> knows real estate [valuation|appraisal] in <%City%> and <%County%> County]

[As licensed appraisers, we [possess|have] the [|comprehensive |extensive |][training|education|know-how] and [credentials|qualifications|competence] to [give you|produce|provide|generate] the [level|type] of [dependable|credible|reliable] [real estate|home|property] value opinions that banks and [national|major|top] lending institutions [need|require] for [mortgages|home loans]. With years of experience [under our belt|behind us|that only comes with [doing the job|time|appraising in <%City%> and <%County%> County]], we're [more than ready|prepared] to [tackle|handle|take on|help our clients with|accept assignments pertaining to] [practically any type of [real estate|property]|a variety of property types|anything from starter homes to the most luxurious new construction]. | [[No matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]|Whether it's [an older|a starter|a young couple's first] home or [the most modern|luxurious] new construction], our| It doesn't matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]. Our] [extensive field work|knowledge of local neighborhoods|experience|ongoing analysis of local real estate trends] and [formal training|education|hours of study] as licensed appraisers make us qualified to provide home valuations in <%County%> County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers. | For years, mortgage lenders and consumers[, as well as other real estate professionals|] have [depended on|relied on|called upon] [<%CompanyName%>|our expertise] to provide high-quality [valuations|appraisals|value estimates] on [all [sorts|types]|a wide [range|variety|assortment]] of [real estate|homes|property] in <%County%> County. By continuously [analyzing|keeping up with] local real estate trends in <%County%> County and [refreshing our knowledge regarding|staying current on] valuation techniques through accredited courses, we've been consistently able to [produce|deliver|generate] reliable home valuations for [people just like you|our clients]. ]

[<%CompanyName%> in <%City%> [is ready to|can] [provide|perform] [appraisals|valuations] for any of the following:| For any of the following valuation services in or around <%City%>, <%FullState%>, just call <%CompanyName%>:| When [an appraisal|the value] of real estate in or around [<%City%>, <%FullState%>|<%County%> County] is needed, [trust nothing less than|count on] a licensed appraiser from <%CompanyName%>[.| for an accurate [report|estimate] of market value.]| A licensed appraiser from <%CompanyName%> is [your best source|the most reliable source] of an unbiased opinion of value when your needs include: ]
    [ <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType13%> | <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%> | <%BulletStyle%><%JobType7%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType1%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType9%> | <%BulletStyle%><%JobType4%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType3%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType8%> | <%BulletStyle%><%JobType14%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType8%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType3%> ]
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Mortgage News Daily:
 
More Tame Inflation; More Bond Losses
8/11/2022 11:57 AM
Up is down, old is new, green is red, etc.  Here we are with a second straight day with inflation data coming in significantly lower than forecast and the second straight day with bonds paradoxically weakening.  Today"s version is a bit different.  Yesterday began with a decent, logical head start into positive territory.  Yield...Read More
 
Recruiting, Cap. Mkts., DPA, Lead Conversion, Broker Products; Jumbo, Non-Agency, Non-QM News
8/11/2022 9:33 AM
We began 2022 thinking that this might be the “Year of Non-QM.” The product certainly has its advantages for some borrowers, and lenders & investors. And then First Guaranty and Sprout vanished, and the herd of lenders was spooked, began talking about March of 2020 when some investors backed away from the market, and everyone was reminded to ne...Read More
 
Rates Started Lower, But Rose Unexpectedly This Afternoon
8/10/2022 4:37 PM
First thing"s first: we deal in extremely granular terms when it comes to mortgage rate movement here.  If you"re just looking for an idea of how today"s rates are versus yesterday"s, they"re lower.  The headline is a reference to intraday reprices--the practice of changing rates for better or worse during the business day in response to ...Read More
 
How In The World Did Bonds Lose Ground After a Big Drop in Inflation?
8/10/2022 4:02 PM
How In The World Did Bonds Lose Ground After a Big Drop in Inflation? This morning"s hotly anticipated CPI data came in well below forecast--a turn of events that should have produced a nice little rally in the bond market.  Bonds did indeed rally initially, but began backtracking almost immediately (M...Read More
 
CPI Delivers on Volatility Promise And on Paradoxical Potential
8/10/2022 11:24 AM
Reliably predicting the future in terms of directional market movement is tricky if not wholly impossible, but predicting higher odds of volatility is a different story.  When it comes to a report like the Consumer Price Index in the middle of 2022, we can be reasonably sure we"ll see some bigger movement, for better or worse.  Today"s in...Read More
 
Automation, Non-QM products; LD,Notarize,Cypress, and UWM in the News; Disaster Updates; CPI and Rate Volatility
8/10/2022 9:40 AM
Big and small, they aren’t the first and won’t be the last. Residential lenders everywhere are ruminating on Notarize laying off 75 percent of its legal staff, the closure of fledgling correspondent Cypress Mortgage Capital, “powered by Celebrity Home Loans,” and the announced winddown and shutdown of loanDepot’s wholesale channel, effective by Hal...Read More
 
Refinancing Picks Up Slightly. Overall Volume Still Flat
8/10/2022 8:01 AM
Mortgage applications rose slightly for the second week, driven by an increase in refinancing. The Mortgage Bankers Association (MBA) said its Market Composite Index for the week ended August 5 increased 0.2 percent on a seasonally adjusted basis. The Refinance Index was up 3.5 percent from the previous week, its largest gain since early June, ...Read More
 
Mortgage Rates Lower so Far This Week, But Well Above Thursday"s Lows
8/9/2022 4:03 PM
Mortgage rates had a bad day last Friday, rising at a very fast pace and ultimately making it almost all the way back to the previous week"s highs.  The new week started on a stronger note with rates recovering some of the lost ground yesterday and generally holding onto that improvement today. The ground-holding is impressive given the fact ...Read More
 
Tuesday Was Tame, But Wednesday Probably Won"t Be
8/9/2022 3:24 PM
Tuesday Was Tame, But Wednesday Probably Won"t Be Tuesday"s trading session was boring, with rates hitting domestic hours at slightly higher levels and then holding almost perfectly flat for the duration.  This morning"s commentary discussed the possibility that Wednesday"s CPI data could end up lookin...Read More
 
Auction Concessions and Pre-CPI Positioning
8/9/2022 10:16 AM
Last week offered up decent bookends for a narrow, short-term range.  A series of downbeat economic reports set the low yields last Monday.  Then Fed speakers and strong data pushed back in the other direction.  The breadth of the range was finally realized on Friday after the jobs report.  Since then, not only would it be withi...Read More