Attention homeowners in St Louis and Saint Louis County: Need an appraisal?
Check out the top 7 reasons MO homeowners hire The August Group Inc.:
Do you own a house in or near St Louis? Do you need help determining the price of your real estate?
At The August Group Inc., we understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at The August Group Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. The August Group Inc. is veterans in helping customers just like you do away with unnecessary PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that is going down. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from The August Group Inc. is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inopportune from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from The August Group Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? The August Group Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.