Attention homeowners: Real estate appraisal services for in St Louis and Saint Louis CountySee the top seven reasons why MO homeowners order from The August Group Inc.:
Own a house in or near St Louis, MO and need help deciding the price of it?
We at The August Group Inc. understand the unique needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at The August Group Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're qualified in helping homeowners just like you delete unneeded and unwanted PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties nearby. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. A professional appraisal from The August Group Inc. is your number one weapon when challenging your property tax assessment. Was your HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. A professional appraisal from The August Group Inc. can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? The August Group Inc. can help with that too. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property. |