Real estate appraisal services for homeowners in the city of St Louis and Saint Louis County
See the top 7 reasons why MO homeowners need The August Group Inc.:
Do you own a house in or near St Louis? Do you need help deciding the value of your real estate?
We at The August Group Inc. understand the unique needs of a customer in need of appraisal services. Our usual business clients are used to the appraisal process and the customary documents we provide. But as a consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at The August Group Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping customers just like you dismiss unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close by. This means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from The August Group Inc. is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. The August Group Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.