Attention homeowners in St Louis and Saint Louis County: Get an Appraisal today!
The top 7 reasons why MO homeowners need The August Group Inc.:
Need help determining the value of your house in or near St Louis, MO?
We at The August Group Inc. understand the unique needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. Being a regular person not in the real estate business that probably doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at The August Group Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to remove PMI
A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. The August Group Inc. is experienced in helping folks just like you abolish unwanted and unneeded PMI insurance.
Challenge Saint Louis county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other properties nearby. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from The August Group Inc. is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be inconvenient from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. The August Group Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you would prefer to have a professional double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? The August Group Inc. can help with that too. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.