Attention homeowners: Real estate appraisal services for in St Louis and Saint Louis County
See the top seven reasons MO homeowners hire The August Group Inc.:
Own a house in or near St Louis, MO and need help deciding the value of it?
We at The August Group Inc. understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that probably doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
PMI Removal Appraisals
A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are veterans in helping clients just like you rid themselves of unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that is declining. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from The August Group Inc. is your perfect weapon.
Recently got a freeze your HELOC?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. The August Group Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd like to have a veteran appraiser double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? The August Group Inc. can We can assist you. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.