The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Broker, Sales, Processing Products; Coast-to-Coast Training and Events | ||
| 2/18/2020 7:32 AM | ||
| Posted To: Pipeline PressOdd times that we’re living in. Here in New Orleans (“Anything worth doing is worth overdoing!”) some of the talk is about the Boy Scouts of America declaring bankruptcy due to sex abuse lawsuits, some of the talk is about the coronavirus “How...Read More | ||
| MBS RECAP: Super Sideways Bonds Add To The Mystery | ||
| 2/14/2020 4:27 PM | ||
| Posted To: MBS CommentaryUntil today, even though bonds were already in a sideways pattern, we would have to have given the nod to the uptrend in rates vs the downtrend (2 competing trends are colliding, forming a consolidation pattern). Today's gains complicated that assessment and left the pattern mo...Read More | ||
| Mortgage Rates Hangin" Tough Despite Stock Market Recovery | ||
| 2/14/2020 3:02 PM | ||
| Posted To: Mortgage Rate WatchMortgage rates have primarily been at the whim of the general tone of coronavirus news for the past few weeks. That meant a swift move to multi-year lows followed by an uneven correction back toward higher levels. But the correction has been anything but threatening, and it stands ...Read More | ||
| MBS Day Ahead: Uncertainty Actually Means Uncertainty | ||
| 2/14/2020 9:32 AM | ||
| Posted To: MBS CommentaryI'll admit, there are times where I point out some chart-based evidence of uncertainty in the bond market and I feel like we're just delaying an inevitable move. The most recent sideways consolidation felt like that yesterday. Sure, yields were locked inside a nice, linear ...Read More | ||
| Servicing, 203(k) Products; Conventional Conforming Underwriting Shifts | ||
| 2/14/2020 8:14 AM | ||
| Posted To: Pipeline PressDoes anyone out there care that credit-card debt rose to a record $930 billion in Q4 2019? (Total mortgage debt hit $9.56 trillion.) How about that the origination cost of over $8,000 per loan hits low balance loan borrowers more than high balance borrowers? Do you b...Read More | ||
| Fannie/Freddie Report Growing Net Worth Under new Policy | ||
| 2/14/2020 7:14 AM | ||
| Posted To: MND NewsWireBoth of the government sponsored enterprises (GSEs) posted strong earnings for the fourth quarter of 2019 as well as for the entire year. They are now reporting growing net worth after achieving revisions in the 2012 version of their agreement with the U.S. Treasury that allows them to retain their...Read More | ||
| Proposed 2021 Budget Would Increase G-Fees | ||
| 2/13/2020 10:03 AM | ||
| Posted To: MND NewsWireThe 2021 Federal Budget prepared by the White House is given little chance of passing Congress but there are a couple of provisions buried in the hundreds of pages of text that might be of interest to MND readers. One is a 10-basis point increase in g-fees , the guarantee fees the government sponso...Read More | ||
| MBS Day Ahead: Beware The (Ongoing) Bounce | ||
| 2/13/2020 9:15 AM | ||
| Posted To: MBS CommentaryFancy chart overlays and technical studies are frustrating in the sense that they give us another angle to understand and discuss market movement, but they fall far short of reliably predicting the future. Spoiler alert: that holy grail won't ever exist when it comes to legally...Read More | ||
| LO Jobs; Subservicing, Broker, Originator Products; Vendor Alliances Increasing | ||
| 2/13/2020 8:17 AM | ||
| Posted To: Pipeline PressDo we really have nine more months until the actual election? While you’re answering questions, does someone in your office speak Spanish? Tagalog? Mandarin? Canine ? The minority homeownership rate rose to 48.6% year over year in the fourth quarter of 2019, up...Read More | ||
| Q4 Mortgage Delinquencies Reach All-Time Low | ||
| 2/13/2020 7:18 AM | ||
| Posted To: MND NewsWireThe fourth quarter report on mortgage delinquencies from the Mortgage Bankers Association (MBA) continues to show problem loans at historically low levels. MBA"s National Delinquency Survey puts the seasonally adjusted delinquency rate at 3.77 percent of outstanding loans. This was a 20-basis point...Read More | ||